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leaseholders

Problem guide

Understanding my lease

Your lease is the most important document you have as a leaseholder. It can be long and hard to read, but it sets out what you can and cannot do, and what you have to pay.

The key facts

  • A leaseholder owns the right to live in and use the property for a fixed term set by the lease, but does not own the building or land outright. The freeholder does.
  • The lease sets your rights and responsibilities, including service charges, ground rent, repairs, subletting and alterations.

Common questions

What you can do now

  1. 1Find your lease, or ask for a copy in writing.
  2. 2Note how many years are left on the lease.
  3. 3Find the sections on service charges, ground rent and repairs.
  4. 4Check what it says about subletting and alterations before you make plans.
  5. 5Upload any part you do not understand to Explain my document.

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